About the Solutions

New construction represents the intersection of vision and execution — where investors and developers transform concepts into tangible assets. Whether your goal is to build a single-family residence, a multifamily property, or a large-scale development, having the right financing partner is essential to success.

At Bach Funding, we specialize in delivering fast, investor-oriented financing built for builders, developers, and real estate investors seeking efficiency beyond traditional banking. Our streamlined approval process, competitive terms, and reliable funding solutions ensure your projects stay on schedule — empowering you to move from blueprint to completion with confidence.

Bach Funding Process

Financing Tailored for Builders

Fast Conditional Approval

Submit your project details — including land acquisition or development plans — and receive a conditional loan approval within 24 to 48 hours, allowing you to move forward quickly and confidently.

Customized Financing Solutions

We design funding strategies aligned with your project timeline, budget, and exit plan — delivering a financing structure that seamlessly supports your investment objectives from start to finish.

Fast funding Access

Experience a streamlined closing process and gain timely access to construction capital through staged draws aligned with your project milestones — ensuring continuous progress and efficient cash flow management.

Frequently Asked Questions (FAQ)

Quick answers to questions you may have.
How much can I borrow, and what is the maximum loan-to-cost ratio?

Loan amounts typically range from $100,000 to $10,000,000, with financing available for up to 85% of total project cost (LTC) or 70% of the after-repair value (LTARV), depending on borrower qualifications and project details.

Does the loan cover land acquisition, or only construction costs?

Our New Construction Loan can finance land acquisition, construction, or both, depending on the stage of your project and entitlement status.

How long does the approval and funding process take?

Conditional approvals are typically issued within 24–48 hours once project details are submitted. Funding can be released in phases based on construction milestones.

Do I need to provide tax returns or proof of income?

No traditional income verification is required. We focus on the project’s potential, experience of the builder, and property value, not personal tax returns or W-2s.

Can I refinance or take cash out after completing the project?

Yes. You can refinance your completed project to replenish working capital or leverage your new property’s value for future investments.